3Mar/10Off
States Marines
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 6 United States Marine Corps Promo Chrome Decals 2 $3.00 Time Remaining: 29d 4h 24m Buy It Now for only: $3.00 |
 Semper Fi United States Marine Corps Clock by Jebco $9.99 (1 Bid) Time Remaining: 1h 23m |
 USMC Hellfire United States Marine Corps patch $6.99 Time Remaining: 1h 36m Buy It Now for only: $8.50 |
 US United States Military Woodland Green Black Flag Velcro Patch BDU $1.99 Time Remaining: 7d 15h 56m Buy It Now for only: $1.99 |
 United States Marine Corps USMC 6 7 8 GARRISON CAP Pisscutter 100 Wool $8.85 Time Remaining: 2h 37m |
 2 United States Marine Corps Promo Chrome Decals 4 $3.00 Time Remaining: 16d 6h Buy It Now for only: $3.00 |
 United States Marine Corps Pinback Do You Know a Marine $0.99 Time Remaining: 3h 22m |
 NEW 4 Round UNITED STATES MARINE CORPS Patch Black Gold Red $4.99 Time Remaining: 4h 26m Buy It Now for only: $6.00 |
 United States Marine Lapel Pin with Gold tone Wreath around it New $5.49 Time Remaining: 29d 1h 6m Buy It Now for only: $5.49 |
 UNITED STATES MARINE CORPS FLAG IRON ON BANNER PATCH embroidered iron on $4.50 Time Remaining: 5h 25m Buy It Now for only: $4.99 |
 Semper Fi United States Marines Decal Bumper Sticker 9 3 4 x 3 1 2 $3.00 Time Remaining: 18d 3h 5m Buy It Now for only: $3.00 |
 UNITED STATES MARINE CORPS Blazer badge HandEmbroidered $16.00 Time Remaining: 7h 14m |
 United States Marine Ring Sterling Silver with Ruby and emblem size 10 $45.00 Time Remaining: 13h 42m Buy It Now for only: $60.00 |
 United States Marine Wife Window Decal Sticker USMC NEW $6.99 Time Remaining: 12d 17h 50m Buy It Now for only: $6.99 |
 United States Merchant Marine Korean Service Medal on Original Card $2.95 Time Remaining: 14h 12m |
 US Military USMC Seal of the United States Marine Corps Embroidered Patch $2.00 Time Remaining: 21d 22h 17m Buy It Now for only: $2.00 |
 United States Merchant Marine Atlantic War Zone Medal on Original Card $2.95 (1 Bid) Time Remaining: 14h 58m |
 20 United States Marine Corps Stickers $10.00 (1 Bid) Time Remaining: 19h 33m |
 US United States Military Woodland Green Black Flag Iron On Sew On Patch BDU $1.99 Time Remaining: 3d 17h 34m Buy It Now for only: $1.99 |
 United States Marine Corps Fort Gordon GA TANKARD $12.00 Time Remaining: 21h 32m |
 United States Marine Corps small military pin $4.95 Time Remaining: 28d 57m Buy It Now for only: $4.95 |
 VINTAGE UNITED STATES MARINE CORPS WIRE BRUSH NU250 SOLID OAK $1.99 Time Remaining: 1d 58m |
 UNITED STATES MARINE CORPS POCKET KNIFE wow look $15.95 Time Remaining: 1d 2h 29m |
 US Air Medal Ribbon US Army Navy Marine Corps United States Air Force $1.99 Time Remaining: 29d 13h 26m Buy It Now for only: $1.99 |
 WWII SEMPER FIDELIS THE UNITED STATES FIGHTING MARINES RECRUITING MAGAZINE $29.99 Time Remaining: 1d 12h 2m |
 Semper Fi United States Marines Bumper Sticker Decal 9 3 4 x 3 1 2 $3.25 Time Remaining: 3d 37m Buy It Now for only: $3.25 |
 UNITED STATES MARINE CORPS POCKET KNIFE wow look $15.95 Time Remaining: 1d 21h 47m |
 UNITED STATES MARINE CORPS POCKET WATCH wow look $30.95 Time Remaining: 1d 22h 9m |
 United States Marine Corps USMC Rifle Expert Sharpshooter 3rd 4th Award Pins $19.95 Time Remaining: 28d 20h 59m Buy It Now for only: $19.95 |
 UNITED STATES MARINE SLEEVE RANK VIETNAM ERA $0.75 Time Remaining: 1d 22h 59m |
 United States Marine Magnet for your car New $0.99 Time Remaining: 22d 21h 30m Buy It Now for only: $0.99 |
 UNITED STATES MARINE SLEEVE RANK VIETNAM ERA $0.75 Time Remaining: 1d 23h |
 Vintage Ring United States Marine Corps Vietnam War Era Red Gem $24.50 Time Remaining: 2d 51m |
 UNITED STATES MARINE CORPS JARHEAD OATH THIS IS MY RIFLE RIFLE COIN 61052 $11.95 Time Remaining: 16d 22h 48m Buy It Now for only: $11.95 |
 Knife United States Marines Lockback Knife Tin $8.99 Time Remaining: 2d 1h 34m |
 United States Marine Corps USMC ALL IN A DAYS WORK Poster Art print Devil dogs $5.49 Time Remaining: 26d 19h 55m Buy It Now for only: $5.49 |
 USMC UNITED STATES MARINES MILLION DOLLAR NOVELTY BILL Lot of 10 Bills $2.88 Time Remaining: 2d 2h 7m |
 USMC United States Marine Corps GP Printed challenge coin BX440 $0.99 Time Remaining: 2d 12h 48m |
 US Military USMC Seal of the United States Marine Corps Patch w Velcro $2.50 Time Remaining: 18d 13h 27m Buy It Now for only: $2.50 |
 Patch UNITED STATES MARINES Special Force VIET NAM WAR $0.99 (1 Bid) Time Remaining: 2d 15h 52m |
 UNITED STATES MERCHANT MARINE JACKET PATCH $5.75 Time Remaining: 23d 20h 33m Buy It Now for only: $5.75 |
 UNITED STATES MARINE CORP DESERT STORM MILITARY UNIFORMS EQUIPMENT CAMO COAT $12.99 Time Remaining: 2d 16h 53m |
 UNITED STATES MARINE CORP DESERT STORM MILITARY UNIFORMS EQUIPMENT CAMO COAT $19.99 Time Remaining: 2d 16h 54m |
 United States Marine Corps USMC Logo Uniform Lapel Hat Pin Lot of 9 Black Gold $9.95 Time Remaining: 28d 20h 47m Buy It Now for only: $9.95 |
 UNITED STATES MARINE CORP DESERT STORM MILITARY EQUIPMENT UNIFORMS CAMO SET $19.99 Time Remaining: 2d 16h 54m |
 MEDALLION UNITED STATES MARINE CORPS $6.25 Time Remaining: 26d 17h 30m Buy It Now for only: $6.25 |
 UNITED STATES MARINE CORP DESERT STORM MILITARY EQUIPMENT UNIFORMS SWEATER PANTS $19.99 Time Remaining: 2d 16h 54m |
 UNITED STATES MARINE CORP DESERT STORM MILITARY EQUIPMENT UNIFORMS CAMO SET $19.99 Time Remaining: 2d 16h 55m |
 4 USMC EGA Foil Decal United State Marine Corps Eagle Globe Anchor sticker NEW $2.65 Time Remaining: 20d 23h 2m Buy It Now for only: $2.65 |
 UNITED STATES MARINE CORP DESERT STORM MILITARY EQUIPMENT UNIFORMS SLEEPING BAG $39.99 Time Remaining: 2d 16h 56m |
 USMC United States Marines Challenge Coin Honor Courage Commitment Semper Fi $17.97 Time Remaining: 28d 1h 10m Buy It Now for only: $17.97 |
 UNITED STATES MARINE CORP DESERT STORM MILITARY EQUIPMENT UNIFORMS CAMO SET $19.99 Time Remaining: 2d 16h 56m |
 UNITED STATES MARINE CORP DESERT STORM MILITARY EQUIPMENT UNIFORMS VEST HAT $19.99 Time Remaining: 2d 16h 56m |
 PHOTO IWO JIMA UNITED STATES MILITARY ARMY 1945 MARINES WORLD WAR II D DAY NAVAL $16.96 Time Remaining: 29d 22h Buy It Now for only: $16.96 |
 UNITED STATES MARINE CORP UNIFORMS ACCESSORIES TWO CAMO HATS HAT 1299 NR $12.99 Time Remaining: 2d 16h 57m |
 USMC United States Marine Corps Auto Emblem 3D Decal $9.99 Time Remaining: 26d 5h 29m Buy It Now for only: $9.99 |
 Vintage USMC sweetheart pin UNITED STATES MARINE CORPS $10.00 Time Remaining: 2d 19h 46m |
 UNIFORM REGULATIONS United States Marine Corps 1937 $9.95 Time Remaining: 2d 20h 1m |
 United States Marine Corps USMC Service Ribbon Bar and Mounts Lot $9.95 Time Remaining: 28d 20h 35m Buy It Now for only: $9.95 |
 History of the United States Marine Corps USMC ACW WW1 WW2 Vietnam War Hue $3.93 Time Remaining: 2d 20h 59m |
 A CAREER OF SERVICE TO THE NATION UNITED STATES MARINE CORPS VETERAN 48447 $10.95 Time Remaining: 21d 19h 34m Buy It Now for only: $10.95 |
 United States Marine issue dress saber $69.99 Time Remaining: 2d 22h 10m Buy It Now for only: $199.99 |
 Vintage United States Marine Corps Flag for The Side of Your House $3.99 Time Remaining: 2d 23h 23m |
 United States Marine Corps SILICONE BRACELET $3.29 Time Remaining: 29d 48m Buy It Now for only: $3.29 |
 United States Marines Glass Beer Glass $5.99 Time Remaining: 3d 27m |
 United States Marine Corps Globe and Anchor Emb Patch Small $3.49 Time Remaining: 18d 16h 43m Buy It Now for only: $3.49 |
 United States Marine Corps 1st Supply Battalion Glass Mug $9.99 Time Remaining: 3d 27m |
 United States Marine 14th Marines Glass Korea $9.99 Time Remaining: 3d 27m |
 EMBROIDERED NEW USN UNITED STATES NAVY SEABEES BASEBALL CAP HAT $10.99 Time Remaining: 14d 2h 30m Buy It Now for only: $10.99 |
 Womens United States Marine Corps Dress Blue Jacket Size 10S $9.75 Time Remaining: 3d 49m |
 UNITED STATES MARINE CORPS FORCE RECON $10.95 Time Remaining: 16d 16h 42m Buy It Now for only: $10.95 |
 PATCH WW I 2d division 1 6th Marine Regt United States $8.99 Time Remaining: 3d 54m |
 PATCH WW 1 WW I 2d division 3 6th Marine Regt United States $8.99 Time Remaining: 3d 58m |
 EMBROIDERED NEW USN UNITED STATES NAVY SUBMARINE BASEBALL CAP HAT $9.89 Time Remaining: 11d 1h 3m Buy It Now for only: $9.89 |
 United States Marine Corps Iraq Challenge Coin $9.99 Time Remaining: 3d 59m |
 UNITED STATES MARINE CORPS CORE VALUES COIN 60554 $9.95 Time Remaining: 21d 22h 35m Buy It Now for only: $9.95 |
 United States Marine Corps Commandant General James Jones Challenge Coin $8.50 Time Remaining: 3d 1h 9m |
 UNITED STATED MARINE CORPS SEMPER FI RED PLASTIC COFFEE MUG CUP MILITARY SERVICE $0.99 Time Remaining: 3d 1h 12m |
 2 United States Marine Corps Veteran Window Decal USMC $4.99 Time Remaining: 28d 6h 13m Buy It Now for only: $4.99 |
 Vtg WWII Fanny Farmer Military Insignia United States Army Navy Marine Corp Book $9.99 (1 Bid) Time Remaining: 3d 1h 19m |
 UNITED STATES MARINES BULLDOG EMBLEM ENAMEL AND PEWTER PIN $4.75 Time Remaining: 8d 19h 3m Buy It Now for only: $4.75 |
 PATCH THE UNITED STATES OFFSHORE MARINE CORPS OMC CONTRACTOR COOL PIECE $8.99 Time Remaining: 3d 1h 25m |
 ESTATE SALE GENUINE CAMO UNITED STATES MARINE VETERAN WORN MILITARY FATIGUE HAT $4.99 Time Remaining: 3d 3h 2m |
 1983 United States Marines Corps USMC The Warriors Military Book History $13.45 Time Remaining: 20d 14h 29m Buy It Now for only: $13.45 |
 UNITED STATES MARINE 50 POLICE ANNIVERSARY 8 INCH PATCH SALE GREAT $6.99 (1 Bid) Time Remaining: 3d 3h 3m |
 United States Marine Corps Challenge Coin $8.95 Time Remaining: 2d 3h 34m Buy It Now for only: $8.95 |
 United States Marines Patch New 3 Army Flag $1.99 Time Remaining: 3d 3h 9m Buy It Now for only: $2.29 |
 VTG UNITED STATES MARINES USMC MILITARY T SHIRT Sz Mens L 50 50 thin $8.99 Time Remaining: 3d 4h 57m |
 UNITED STATES MARINE CORPS 3RD MARINE AIR WING COIN 60627 $10.95 Time Remaining: 25d 14h 57m Buy It Now for only: $10.95 |
 VINTAGE USMC UNITED STATES MARINE CORPS Marines T SHIRT Sz Mens L Red Eagle $9.99 Time Remaining: 3d 4h 58m |
 WELL HOOK YOU UP 72 VIRGINS UNITED STATES MARINE CORPS COIN WITH LOGO 33019 $10.95 Time Remaining: 21d 23h 6m Buy It Now for only: $10.95 |
 UNITED STATES MARINE CORPS SEAL PATCH usmc marines uniform rare emblem globe $1.99 Time Remaining: 3d 5h 17m |
 UNITED STATES MARINE CORPS TEXAS DESERT CAMO UNIFORM PATCH rare usmc marines $2.99 Time Remaining: 3d 6h 17m |
 Veteran USMC United States Marine Corps Auto Emblem 3D Decal $9.99 Time Remaining: 23d 21h 26m Buy It Now for only: $9.99 |
 UNITED STATES CD MUSIC CADENCE SONGS OF THE MARINES $7.99 Time Remaining: 3d 7h 14m Buy It Now for only: $9.99 |
 UNITED STATES MARINE CORPS 4TH MARINE AIR WING COIN 60628 $10.95 Time Remaining: 29d 23h 37m Buy It Now for only: $10.95 |
 UNITED STATES MARINE CORPS ART CARVED SIZE 12 SILADIUM RING $99.99 Time Remaining: 3d 18h 43m |
 Sterling Silver WWII United States Marine Corp EGA Eagle World Globe $9.99 (1 Bid) Time Remaining: 3d 19h 37m |
 EMBROIDERED NEW UNITED STATES NAVY BASEBALL CAP HAT $10.99 Time Remaining: 4d 19h 53m Buy It Now for only: $10.99 |
 UNITED STATES MARINES WOOD PLAQUE $4.99 Time Remaining: 3d 19h 50m |
States Marines
Boat & Marine Insurance Basics
Boat insurance can be a very confusing topic, especially for first-time boat owners. No standards exist across insurance companies, so it is often up to the boat owners to read the fine print in order to figure out the specifics of their boat insurance policy. Not understanding these subtle differences before you choose an insurance provider can cost you thousands of dollars in the event of a loss. Losses come in two varieties, total losses and partial losses. Generally speaking, total loss policies typically fall into three categories:
- Agreed Value – Agreed value is the simplest and most easily understandable of the total loss policy types. In an agreed value policy, the boat owner and the insurance company agree on a value, prior to the loss. In the rare event that a total loss occurs, the boat owner is paid the agreed upon amount.
- Actual Cash Value – Actual cash value is determined by third party sources such as a used boat price guide and other comparable boats listed for sale. In a policy that is based on actual cash value, the amount a boat owner is paid is based on the value of the boat at the time of the loss. The boat insurance provider will either pay the insured value or the actual cash value at the time of the loss, whichever is lower.
- Boat Replacement – A boat replacement policy replaces your boat with a new boat. This type of coverage is only available to boat owners who purchased a new boat and will only last for the first two to three years of ownership. Once the boat reaches the age where a boat replacement policy is no longer applicable, the policy form will change to one of the two other types.
Although most people buy boat insurance for the rare occasions in which they experience a total loss, the majority of boat insurance claims are partial losses. Partial losses are handled a bit differently than total losses. Similarly to total loss policies, partial loss policies are not standardized and each insurance company may have their own spin. Generally speaking though, the differences boil down to two main points.
- Replacement Cost vs. Depreciated Value – Replacement cost and depreciated value differ in one key aspect. The amount a depreciated value policy pays is subject to depreciation, whereas in a replacement cost policy, depreciation is largely not factored in. Depreciation is calculated by the boat insurance companies using a predetermined, non-published depreciation schedule. Since depreciation reduces the amount you are paid in the event of a partial loss, boat owners would be best served finding a boat insurance provider who offers a replacement cost policy. Despite this difference, most replacement cost plans do not completely omit depreciation from their policy structure. Replacement cost plans tend to state specific parts that are subject to depreciation. These parts generally have shorter life spans, such as canvas, sails, or plastics. It should also be noted that depreciation is not applied to labor, storage charges, and other non real property items.
- Remanufactured vs. New Parts – Some insurance providers will actually discount depreciation if you agree to use a remanufactured part. This reduced depreciation can save boat owners thousands of dollars in a partial loss. There are even some insurance companies that don't apply any depreciation to remanufactured parts. Again, boat owners would be best advised to seek out boat insurance providers that use the latter and don't apply depreciation to the amount they pay.
No two boat owners likely have the exact same requirements for a boat insurance provider. Understanding these subtle differences in policies is essential to choosing the best insurance provider to meet your specific needs.
About the Author
United Marine Underwriters is a leading provider of boat insurance for personal watercrafts, powerboats, yachts, houseboats, and variety of other crafts. For more information on how UMU can help solve your boat insurance needs, visit http://www.unitedmarine.net and receive a boat insurance quote in under 90 seconds.
How tough are the United States Marines?
The Marines at the Big Boy restaurant state they are so bad they drink, breath, and poop the swine flu virus and have no ill effects. They eat raw Big Boy sandwiches and drink five day old coffee and use the rest rooms without washing their hands. They say they are Marines and nothing can hurt them. Is this true?
Do you ever post anything that isn't meant to be sarcastic and/or offensive? *rolls eyes*
United States Marine Corps Hymn